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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,488 | $99,345-73.3% | $84,753-68.7% | $273,972-90.3% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 8.05% | 22.93%-14.9pp | 22.78%-14.7pp | 41.46%-33.4pp |
| Employer contribution / active EE | $4,075 | $4,214-3.3% | $3,574+14.0% | $4,869-16.3% |
| Participant deferral / active EE | $3,547 | $4,270-16.9% | $3,712-4.4% | $5,287-32.9% |
| Admin fee / account holder | $3,312 | $6,645-50.2% | $5,333-37.9% | $10,133-67.3% |