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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,495 | $103,000+78.2% | $90,300+103.2% | $152,885+20.0% |
| Participation rate | 85.7% | 75.9%+9.9pp | 73.3%+12.4pp | 82.5%+3.3pp |
| Annual return | 18.13% | 95.19%-77.1pp | 78.11%-60.0pp | 345.39%-327.3pp |
| Employer contribution / active EE | $4,568 | $3,138+45.5% | $2,854+60.0% | $4,763-4.1% |
| Participant deferral / active EE | $20,284 | $4,281+373.9% | $3,884+422.2% | $5,851+246.7% |
| Admin fee / account holder | $19,531 | $6,173+216.4% | $5,353+264.9% | $11,598+68.4% |