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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,049 | $36,948-43.0% | $73,658-71.4% | $87,485-75.9% |
| Participation rate | 27.7% | 46.8%-19.2pp | 57.0%-29.4pp | 68.9%-41.3pp |
| Annual return | 23.58% | 28.64%-5.1pp | 29.72%-6.1pp | 26.06%-2.5pp |
| Employer contribution / active EE | $350 | $670-47.7% | $1,032-66.1% | $2,596-86.5% |
| Participant deferral / active EE | $1,605 | $1,379+16.4% | $2,062-22.2% | $4,274-62.4% |
| Admin fee / account holder | $76 | $2,531-97.0% | $3,357-97.7% | $7,775-99.0% |