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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,254 | $29,733-58.8% | $56,025-78.1% | $80,959-84.9% |
| Participation rate | 28.6% | 41.7%-13.2pp | 52.5%-23.9pp | 67.7%-39.1pp |
| Annual return | 19.73% | 35.28%-15.6pp | 1712.69%-1693.0pp | 35.67%-15.9pp |
| Employer contribution / active EE | $244 | $672-63.7% | $1,042-76.6% | $2,757-91.1% |
| Participant deferral / active EE | $843 | $1,229-31.4% | $1,955-56.9% | $4,300-80.4% |
| Admin fee / account holder | $117 | $2,434-95.2% | $2,828-95.9% | $6,925-98.3% |