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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,728 | $110,212-29.5% | $96,534-19.5% | $139,466-44.3% |
| Participation rate | 87.5% | 78.1%+9.4pp | 76.0%+11.5pp | 80.3%+7.2pp |
| Annual return | 9.45% | 26.42%-17.0pp | 25.88%-16.4pp | 373.66%-364.2pp |
| Employer contribution / active EE | $0 | $3,620-100.0% | $2,965-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $14,220 | $5,547+156.3% | $4,851+193.1% | $6,712+111.9% |
| Admin fee / account holder | $33,742 | $11,599+190.9% | $8,253+308.8% | $11,409+195.8% |