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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,037 | $112,112-48.2% | $95,956-39.5% | $158,950-63.5% |
| Participation rate | 69.2% | 79.0%-9.8pp | 77.1%-7.8pp | 82.0%-12.7pp |
| Annual return | 15.66% | 171.15%-155.5pp | 91.63%-76.0pp | 302.91%-287.2pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $10,402 | $4,784+117.4% | $4,167+149.6% | $5,983+73.9% |
| Admin fee / account holder | $3,572 | $10,134-64.8% | $6,797-47.5% | $11,248-68.2% |