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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,105 | $102,385+45.6% | $147,080+1.4% | $80,935+84.2% |
| Participation rate | 92.6% | 75.9%+16.7pp | 82.2%+10.4pp | 67.7%+24.9pp |
| Annual return | 10.59% | 135.09%-124.5pp | 420.17%-409.6pp | 35.66%-25.1pp |
| Employer contribution / active EE | $7,222 | $3,717+94.3% | $4,933+46.4% | $2,757+162.0% |
| Participant deferral / active EE | $10,962 | $6,651+64.8% | $8,066+35.9% | $4,299+155.0% |
| Admin fee / account holder | $38,831 | $7,951+388.4% | $12,989+199.0% | $6,924+460.8% |