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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,502 | $93,617+57.6% | $135,982+8.5% | $75,177+96.2% |
| Participation rate | 96.3% | 75.2%+21.1pp | 81.9%+14.4pp | 67.2%+29.1pp |
| Annual return | 13.98% | 30.89%-16.9pp | 68.32%-54.3pp | 160.75%-146.8pp |
| Employer contribution / active EE | $1,778 | $3,538-49.8% | $4,859-63.4% | $2,671-33.4% |
| Participant deferral / active EE | $10,096 | $6,406+57.6% | $7,760+30.1% | $4,126+144.7% |
| Admin fee / account holder | $12,770 | $6,980+83.0% | $10,767+18.6% | $5,651+126.0% |