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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,562 | $180,459-76.4% | $154,108-72.4% | $135,380-68.6% |
| Participation rate | 75.0% | 87.4%-12.4pp | 83.0%-8.0pp | 82.6%-7.6pp |
| Annual return | -12.99% | 888.21%-901.2pp | 735.21%-748.2pp | 519.81%-532.8pp |
| Employer contribution / active EE | $3,590 | $6,035-40.5% | $5,298-32.2% | $4,779-24.9% |
| Participant deferral / active EE | $6,346 | $5,806+9.3% | $5,081+24.9% | $5,609+13.1% |
| Admin fee / account holder | $815 | $16,145-95.0% | $13,411-93.9% | $10,828-92.5% |