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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,766 | $198,457-80.5% | $170,435-77.3% | $147,586-73.7% |
| Participation rate | 70.0% | 88.0%-18.0pp | 83.6%-13.6pp | 82.8%-12.8pp |
| Annual return | 11.71% | 257.30%-245.6pp | 205.94%-194.2pp | 578.59%-566.9pp |
| Employer contribution / active EE | $431 | $6,183-93.0% | $5,432-92.1% | $4,876-91.2% |
| Participant deferral / active EE | $4,606 | $5,629-18.2% | $4,939-6.7% | $5,439-15.3% |
| Admin fee / account holder | $2,152 | $16,852-87.2% | $13,881-84.5% | $10,886-80.2% |