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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,875 | $167,522+93.3% | $151,639+113.6% | $134,532+140.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -23.93% | 7.81%-31.7pp | 3.34%-27.3pp | 418.27%-442.2pp |
| Employer contribution / active EE | $6,791 | $6,828-0.5% | $6,165+10.2% | $4,741+43.2% |
| Participant deferral / active EE | $18,000 | $8,986+100.3% | $8,363+115.2% | $6,401+181.2% |
| Admin fee / account holder | $1,071 | $13,780-92.2% | $11,613-90.8% | $11,429-90.6% |