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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,221 | $153,769-43.9% | $133,975-35.6% | $273,972-68.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | -0.97% | 36.51%-37.5pp | 29.29%-30.3pp | 41.46%-42.4pp |
| Employer contribution / active EE | $15,108 | $6,029+150.6% | $5,211+189.9% | $4,869+210.3% |
| Participant deferral / active EE | $15,653 | $6,958+124.9% | $6,282+149.2% | $5,287+196.0% |
| Admin fee / account holder | $940 | $11,765-92.0% | $9,324-89.9% | $10,133-90.7% |