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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,014 | $167,362-42.0% | $143,799-32.5% | $134,532-27.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.53% | 0.47%-21.0pp | -0.04%-20.5pp | 418.27%-438.8pp |
| Employer contribution / active EE | $1,131 | $5,620-79.9% | $4,952-77.2% | $4,741-76.2% |
| Participant deferral / active EE | $12,300 | $6,447+90.8% | $5,638+118.1% | $6,401+92.2% |
| Admin fee / account holder | $452 | $18,094-97.5% | $14,677-96.9% | $11,429-96.0% |