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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,715 | $53,546-89.3% | $69,884-91.8% | $68,486-91.7% |
| Participation rate | 25.0% | 64.5%-39.5pp | 70.5%-45.5pp | 67.9%-42.9pp |
| Annual return | -20.25% | -13.87%-6.4pp | 190.81%-211.1pp | -7.85%-12.4pp |
| Employer contribution / active EE | $1,026 | $2,019-49.2% | $2,560-59.9% | $2,597-60.5% |
| Participant deferral / active EE | $1,976 | $2,957-33.2% | $3,848-48.7% | $4,028-50.9% |
| Admin fee / account holder | $90 | $4,693-98.1% | $6,266-98.6% | $5,404-98.3% |