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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,226 | $95,580+7.0% | $76,872+33.0% | $139,466-26.7% |
| Participation rate | 100.0% | 74.0%+26.0pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 15.28% | 55.00%-39.7pp | 37.90%-22.6pp | 373.66%-358.4pp |
| Employer contribution / active EE | $11,147 | $3,145+254.4% | $2,533+340.0% | $4,754+134.5% |
| Participant deferral / active EE | $12,085 | $4,623+161.4% | $3,832+215.4% | $6,712+80.1% |
| Admin fee / account holder | $1,637 | $8,302-80.3% | $5,476-70.1% | $11,409-85.6% |