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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,635 | $88,603+32.8% | $69,890+68.3% | $134,545-12.6% |
| Participation rate | 100.0% | 74.9%+25.1pp | 70.5%+29.5pp | 81.2%+18.8pp |
| Annual return | -16.28% | 442.93%-459.2pp | 190.84%-207.1pp | 418.37%-434.6pp |
| Employer contribution / active EE | $14,396 | $3,236+344.9% | $2,560+462.3% | $4,742+203.6% |
| Participant deferral / active EE | $14,375 | $4,771+201.3% | $3,848+273.5% | $6,401+124.6% |
| Admin fee / account holder | $746 | $10,443-92.9% | $6,267-88.1% | $11,431-93.5% |