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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS2+ years Filed as: AMERICAN PENSION SERVICES, LLC Service code 49 · EIN 22-2000222 | Other Services | $99,331 |
PFS INVESTMENTS2+ years Filed as: PFS INVESTMENTS INC Service code 55 1 PRIMERICA PKWY · DULUTH, GA 30099 | Other Commissions | $58,392 |
SAGEPOINT FINANCIAL INC1 year Filed as: RESOURCE INVESTMENT ADVISORS, LL Service code 99 · EIN 11-1000111 | Other Fees | $23,788 |
TRIAD ADVISORS INC2+ years Filed as: TRIAD HYBRID SOLUTIONS Service code 99 · EIN 46-5391363 | Other Fees | $17,263 |
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 99 · EIN 04-1590850 | Other Fees | $13,941 |
CETERA ADVISOR NETWORKS LLC2+ years Service code 99 · EIN 95-3845382 | Other Fees | $10,495 |
Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 55 1 NEW YORK PLZ FL 12 · NEW YORK, NY 10004 | Other Commissions | $7,487 |
LPL FINANCIAL1 year Filed as: LPL FINANCIAL CORPORATION Service code 55 · EIN 04-3046611 | Other Commissions | $7,298 |
Filed as: CETERA INVESTMENT ADVISERS LLC Service code 99 · EIN 36-3258176 | Other Fees | $7,189 |
Filed as: NYLIFE SECURITIES LLC Service code 55 | Other Commissions | $2,645 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,568 | $112,711-75.5% | $170,055-83.8% | $80,187-65.6% |
| Participation rate | 57.5% | 87.4%-29.9pp | 87.0%-29.5pp | 72.9%-15.4pp |
| Annual return | 42.01% | 67.06%-25.0pp | 53.43%-11.4pp | 40.40%+1.6pp |
| Employer contribution / active EE | $4,322 | $4,488-3.7% | $6,790-36.4% | $2,980+45.1% |
| Participant deferral / active EE | $7,018 | $7,861-10.7% | $10,410-32.6% | $5,016+39.9% |
| Admin fee / account holder | $196 | $99+97.1% | $12,828-98.5% | $145+35.1% |