Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS1 year Filed as: AMERICAN PENSION SERVICES LLC Service code 49 · EIN 22-2000222 | Other Services | $33,565 |
BAY COLONY ADVISORY GROUP2+ years Service code 99 · EIN 04-3520762 | Other Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,590 | $100,272-43.6% | $170,055-66.7% | $74,478-24.0% |
| Participation rate | 31.9% | 87.4%-55.5pp | 87.0%-55.1pp | 70.7%-38.9pp |
| Annual return | 13.87% | 66.12%-52.2pp | 53.43%-39.6pp | 34.37%-20.5pp |
| Employer contribution / active EE | $885 | $4,266-79.3% | $6,790-87.0% | $2,637-66.5% |
| Participant deferral / active EE | $2,303 | $7,147-67.8% | $10,410-77.9% | $4,530-49.2% |
| Admin fee / account holder | $895 | $235+281.3% | $12,828-93.0% | $347+157.8% |