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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,143 | $73,102-23.2% | $123,549-54.6% | $56,287-0.3% |
| Participation rate | 91.2% | 74.3%+16.9pp | 82.3%+8.9pp | 69.9%+21.4pp |
| Annual return | -3.65% | 3.01%-6.7pp | 119.20%-122.8pp | -9.96%+6.3pp |
| Employer contribution / active EE | $4,292 | $2,977+44.2% | $4,628-7.3% | $2,111+103.3% |
| Participant deferral / active EE | $12,298 | $5,423+126.8% | $6,426+91.4% | $3,350+267.1% |
| Admin fee / account holder | $2,102 | $554+279.5% | $9,284-77.4% | $521+303.4% |