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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,159 | $112,935-75.1% | $90,970-69.0% | $158,966-82.3% |
| Participation rate | 50.0% | 74.7%-24.7pp | 69.0%-19.0pp | 82.0%-32.0pp |
| Annual return | 20.76% | 215.79%-195.0pp | 134.58%-113.8pp | 302.95%-282.2pp |
| Employer contribution / active EE | $0 | $2,895-100.0% | $2,122-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $3,194 | $4,129-22.6% | $3,373-5.3% | $5,983-46.6% |
| Admin fee / account holder | $92 | $8,045-98.9% | $5,960-98.5% | $11,250-99.2% |