Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,563 | $54,380-69.5% | $68,509-75.8% | $59,633-72.2% |
| Participation rate | 21.4% | 70.2%-48.8pp | 74.7%-53.3pp | 68.7%-47.2pp |
| Annual return | -5.58% | 2.83%-8.4pp | 8.27%-13.8pp | 2041.40%-2047.0pp |
| Employer contribution / active EE | $393 | $1,539-74.5% | $2,278-82.8% | $2,203-82.2% |
| Participant deferral / active EE | $855 | $2,643-67.7% | $3,382-74.7% | $3,192-73.2% |
| Admin fee / account holder | $928 | $3,885-76.1% | $5,275-82.4% | $4,297-78.4% |