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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,448 | $201,259+47.3% | $184,200+60.9% | $145,959+103.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.17% | 28.98%-21.8pp | 28.80%-21.6pp | 561.95%-554.8pp |
| Employer contribution / active EE | $7,832 | $7,018+11.6% | $6,424+21.9% | $4,661+68.0% |
| Participant deferral / active EE | $29,500 | $9,806+200.8% | $9,132+223.0% | $6,689+341.1% |
| Admin fee / account holder | $197,246 | $16,372+1104.7% | $13,907+1318.3% | $13,398+1372.2% |