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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $121,222 |
Service code 49 · EIN 93-0987232 | Other Services | $28,723 |
MORNINGSTAR1 year Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,251 | $82,163-75.4% | $125,381-83.8% | $64,819-68.8% |
| Participation rate | 97.2% | 77.9%+19.3pp | 82.4%+14.8pp | 71.5%+25.7pp |
| Annual return | 141.49% | 3.49%+138.0pp | 572.31%-430.8pp | 32.84%+108.6pp |
| Employer contribution / active EE | $2,193 | $3,616-39.4% | $4,815-54.5% | $2,507-12.5% |
| Participant deferral / active EE | $3,900 | $7,175-45.6% | $7,448-47.6% | $4,311-9.5% |
| Admin fee / account holder | $143 | $163-12.6% | $10,007-98.6% | $188-24.1% |