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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,334 | $72,177-55.2% | $115,037-71.9% | $59,632-45.8% |
| Participation rate | 57.1% | 72.6%-15.4pp | 81.4%-24.2pp | 68.7%-11.5pp |
| Annual return | 2.99% | 12.02%-9.0pp | 26.14%-23.2pp | 2041.32%-2038.3pp |
| Employer contribution / active EE | $981 | $2,841-65.5% | $4,608-78.7% | $2,203-55.5% |
| Participant deferral / active EE | $2,198 | $4,783-54.0% | $6,026-63.5% | $3,192-31.1% |
| Admin fee / account holder | $2,531 | $4,927-48.6% | $8,175-69.0% | $4,297-41.1% |