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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,970 | $95,895-86.5% | $79,576-83.7% | $134,509-90.4% |
| Participation rate | 71.4% | 75.0%-3.6pp | 69.5%+1.9pp | 81.2%-9.8pp |
| Annual return | -24.43% | -2.72%-21.7pp | 0.15%-24.6pp | 418.13%-442.6pp |
| Employer contribution / active EE | $2,507 | $3,128-19.8% | $2,413+3.9% | $4,741-47.1% |
| Participant deferral / active EE | $6,621 | $4,693+41.1% | $3,985+66.1% | $6,400+3.4% |
| Admin fee / account holder | $984 | $9,129-89.2% | $6,834-85.6% | $11,427-91.4% |