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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,840 | $176,105-20.0% | $159,474-11.7% | $167,536-15.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 16.19% | 331.91%-315.7pp | 263.68%-247.5pp | 478.82%-462.6pp |
| Employer contribution / active EE | $3,891 | $5,299-26.6% | $4,831-19.5% | $4,839-19.6% |
| Participant deferral / active EE | $5,990 | $7,751-22.7% | $7,353-18.5% | $6,342-5.6% |
| Admin fee / account holder | $30,464 | $12,559+142.6% | $10,802+182.0% | $12,315+147.4% |