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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,527 | $217,432-47.3% | $185,851-38.4% | $167,553-31.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 18.74% | 148.43%-129.7pp | 122.11%-103.4pp | 478.89%-460.1pp |
| Employer contribution / active EE | $6,738 | $5,874+14.7% | $5,168+30.4% | $4,840+39.2% |
| Participant deferral / active EE | $10,886 | $6,357+71.2% | $5,569+95.5% | $6,343+71.6% |
| Admin fee / account holder | $2,357 | $19,820-88.1% | $16,245-85.5% | $12,316-80.9% |