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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,024 | $202,342-59.5% | $172,753-52.5% | $152,909-46.4% |
| Participation rate | 87.5% | 87.1%+0.4pp | 82.6%+4.9pp | 82.5%+5.0pp |
| Annual return | 24.74% | 1029.88%-1005.1pp | 803.00%-778.3pp | 345.46%-320.7pp |
| Employer contribution / active EE | $2,629 | $5,857-55.1% | $5,144-48.9% | $4,764-44.8% |
| Participant deferral / active EE | $5,715 | $5,948-3.9% | $5,198+10.0% | $5,851-2.3% |
| Admin fee / account holder | $5,116 | $17,112-70.1% | $13,956-63.3% | $11,601-55.9% |