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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,346 | $202,345-77.1% | $172,755-73.2% | $152,885-69.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 23.92% | 1029.77%-1005.9pp | 802.94%-779.0pp | 345.39%-321.5pp |
| Employer contribution / active EE | $2,564 | $5,858-56.2% | $5,144-50.2% | $4,763-46.2% |
| Participant deferral / active EE | $3,576 | $5,948-39.9% | $5,198-31.2% | $5,851-38.9% |
| Admin fee / account holder | $593 | $17,111-96.5% | $13,955-95.7% | $11,598-94.9% |