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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,518 | $98,760-43.8% | $149,715-62.9% | $79,858-30.5% |
| Participation rate | 86.2% | 75.8%+10.4pp | 82.5%+3.7pp | 69.6%+16.6pp |
| Annual return | 18.95% | 27.43%-8.5pp | 276.66%-257.7pp | 31.72%-12.8pp |
| Employer contribution / active EE | $3,788 | $3,217+17.8% | $4,645-18.4% | $2,471+53.3% |
| Participant deferral / active EE | $7,497 | $5,681+32.0% | $6,842+9.6% | $3,740+100.5% |
| Admin fee / account holder | $9,982 | $6,053+64.9% | $9,310+7.2% | $5,306+88.1% |