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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,342 | $148,623-42.6% | $135,974-37.2% | $139,466-38.8% |
| Participation rate | 60.0% | 83.9%-23.9pp | 81.9%-21.9pp | 80.3%-20.3pp |
| Annual return | 18.06% | 79.30%-61.2pp | 68.30%-50.2pp | 373.66%-355.6pp |
| Employer contribution / active EE | $2,517 | $5,246-52.0% | $4,859-48.2% | $4,754-47.1% |
| Participant deferral / active EE | $5,103 | $8,103-37.0% | $7,760-34.2% | $6,712-24.0% |
| Admin fee / account holder | $6,794 | $12,406-45.2% | $10,767-36.9% | $11,409-40.5% |