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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,534 | $162,136-28.1% | $152,301-23.5% | $154,746-24.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 8.44% | 91.02%-82.6pp | 80.50%-72.1pp | 172.34%-163.9pp |
| Employer contribution / active EE | $2,440 | $4,890-50.1% | $4,624-47.2% | $4,379-44.3% |
| Participant deferral / active EE | $3,050 | $8,341-63.4% | $8,004-61.9% | $6,730-54.7% |
| Admin fee / account holder | $88,811 | $15,759+463.5% | $14,398+516.8% | $14,365+518.2% |