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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,745 | $64,324-74.0% | $118,946-85.9% | $79,858-79.0% |
| Participation rate | 71.0% | 64.9%+6.1pp | 75.4%-4.4pp | 69.6%+1.3pp |
| Annual return | 24.16% | 86.45%-62.3pp | 35.89%-11.7pp | 31.72%-7.6pp |
| Employer contribution / active EE | $735 | $1,836-60.0% | $3,263-77.5% | $2,471-70.3% |
| Participant deferral / active EE | $1,989 | $2,824-29.6% | $4,266-53.4% | $3,740-46.8% |
| Admin fee / account holder | $1,450 | $4,040-64.1% | $6,581-78.0% | $5,306-72.7% |