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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,131 | $209,428+83.4% | $178,498+115.2% | $158,950+141.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 16.50% | 188.78%-172.3pp | 151.09%-134.6pp | 302.91%-286.4pp |
| Employer contribution / active EE | $10,594 | $5,707+85.6% | $5,011+111.4% | $4,762+122.5% |
| Participant deferral / active EE | $7,352 | $5,955+23.5% | $5,202+41.3% | $5,983+22.9% |
| Admin fee / account holder | $3,543 | $17,077-79.3% | $13,985-74.7% | $11,248-68.5% |