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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,822 | $135,956+2.8% | $123,894+12.9% | $273,972-49.0% |
| Participation rate | 66.7% | 84.1%-17.4pp | 81.4%-14.7pp | 83.0%-16.3pp |
| Annual return | 5.07% | 56.63%-51.6pp | 47.52%-42.4pp | 41.46%-36.4pp |
| Employer contribution / active EE | $2,655 | $5,170-48.6% | $4,617-42.5% | $4,869-45.5% |
| Participant deferral / active EE | $8,302 | $6,343+30.9% | $5,984+38.7% | $5,287+57.0% |
| Admin fee / account holder | $5,187 | $9,817-47.2% | $8,357-37.9% | $10,133-48.8% |