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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,210 | $90,617-28.0% | $79,476-17.9% | $135,382-51.8% |
| Participation rate | 100.0% | 76.1%+23.9pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -12.92% | 977.57%-990.5pp | 718.21%-731.1pp | 519.77%-532.7pp |
| Employer contribution / active EE | $14,062 | $3,068+358.4% | $2,800+402.2% | $4,779+194.3% |
| Participant deferral / active EE | $8,305 | $4,050+105.0% | $3,704+124.2% | $5,609+48.1% |
| Admin fee / account holder | $598 | $5,907-89.9% | $5,113-88.3% | $10,829-94.5% |