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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,833 | $117,829+184.2% | $102,423+226.9% | $145,877+129.5% |
| Participation rate | 78.9% | 78.6%+0.3pp | 76.5%+2.4pp | 80.3%-1.4pp |
| Annual return | 10.09% | 31.83%-21.7pp | 29.42%-19.3pp | 551.28%-541.2pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $12,053 | $5,732+110.3% | $5,054+138.5% | $6,691+80.1% |
| Admin fee / account holder | $54,452 | $13,335+308.3% | $9,455+475.9% | $13,402+306.3% |