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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,522 | $78,423+266.6% | $95,964+199.6% | $79,856+260.1% |
| Participation rate | 84.0% | 73.5%+10.5pp | 77.1%+6.9pp | 69.6%+14.4pp |
| Annual return | 13.70% | 19.37%-5.7pp | 91.64%-77.9pp | 31.71%-18.0pp |
| Employer contribution / active EE | $1,651 | $1,945-15.1% | $2,541-35.0% | $2,471-33.2% |
| Participant deferral / active EE | $10,618 | $3,440+208.6% | $4,167+154.8% | $3,741+183.8% |
| Admin fee / account holder | $10,407 | $5,622+85.1% | $6,797+53.1% | $5,306+96.1% |