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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,062 | $134,001-70.1% | $112,258-64.3% | $134,509-70.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -19.85% | 47.15%-67.0pp | 27.47%-47.3pp | 418.13%-438.0pp |
| Employer contribution / active EE | $2,900 | $4,039-28.2% | $3,636-20.2% | $4,741-38.8% |
| Participant deferral / active EE | $10,248 | $5,291+93.7% | $4,728+116.7% | $6,400+60.1% |
| Admin fee / account holder | $2,767 | $7,491-63.1% | $6,411-56.8% | $11,427-75.8% |