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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,680 | $110,212+35.8% | $96,534+55.1% | $139,466+7.3% |
| Participation rate | 93.8% | 78.1%+15.6pp | 76.0%+17.8pp | 80.3%+13.4pp |
| Annual return | 11.67% | 26.42%-14.7pp | 25.88%-14.2pp | 373.66%-362.0pp |
| Employer contribution / active EE | $0 | $3,620-100.0% | $2,965-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $4,262 | $5,547-23.2% | $4,851-12.1% | $6,712-36.5% |
| Admin fee / account holder | $42,450 | $11,599+266.0% | $8,253+414.3% | $11,409+272.1% |