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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,279 | $85,171+36.5% | $172,753-32.7% | $72,976+59.3% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 20.75% | 27.32%-6.6pp | 803.00%-782.2pp | 81.02%-60.3pp |
| Employer contribution / active EE | $8,311 | $3,324+150.0% | $5,144+61.6% | $2,440+240.6% |
| Participant deferral / active EE | $5,794 | $3,260+77.7% | $5,198+11.5% | $3,608+60.6% |
| Admin fee / account holder | $4,204 | $5,880-28.5% | $13,956-69.9% | $5,124-18.0% |