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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,936 | $75,832+67.4% | $147,617-14.0% | $59,633+112.9% |
| Participation rate | 96.3% | 71.6%+24.7pp | 84.6%+11.7pp | 68.7%+27.6pp |
| Annual return | 19.97% | 0.37%+19.6pp | 61.98%-42.0pp | 2041.45%-2021.5pp |
| Employer contribution / active EE | $4,439 | $3,485+27.4% | $5,564-20.2% | $2,203+101.5% |
| Participant deferral / active EE | $4,846 | $3,131+54.8% | $4,895-1.0% | $3,192+51.8% |
| Admin fee / account holder | $605 | $5,986-89.9% | $11,612-94.8% | $4,297-85.9% |