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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,165 | $176,786-77.8% | $146,643-73.3% | $167,536-76.6% |
| Participation rate | 58.3% | 83.6%-25.3pp | 80.1%-21.7pp | 82.1%-23.8pp |
| Annual return | 12.03% | 24.04%-12.0pp | 22.75%-10.7pp | 478.82%-466.8pp |
| Employer contribution / active EE | $1,621 | $5,161-68.6% | $4,137-60.8% | $4,839-66.5% |
| Participant deferral / active EE | $2,963 | $6,440-54.0% | $5,506-46.2% | $6,342-53.3% |
| Admin fee / account holder | $5,739 | $13,262-56.7% | $10,280-44.2% | $12,315-53.4% |