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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,357 | $72,404-85.7% | $110,243-90.6% | $64,173-83.9% |
| Participation rate | 73.3% | 73.3%0pp | 79.8%-6.5pp | 69.6%+3.8pp |
| Annual return | -9.74% | -6.29%-3.5pp | 314.76%-324.5pp | 7.63%-17.4pp |
| Employer contribution / active EE | $590 | $2,282-74.1% | $3,827-84.6% | $2,381-75.2% |
| Participant deferral / active EE | $1,866 | $3,469-46.2% | $4,672-60.1% | $3,470-46.2% |
| Admin fee / account holder | $999 | $5,664-82.4% | $8,548-88.3% | $4,887-79.6% |