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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,904 | $65,034-84.8% | $90,970-89.1% | $79,856-87.6% |
| Participation rate | 97.1% | 61.6%+35.4pp | 69.0%+28.0pp | 69.6%+27.4pp |
| Annual return | 20.74% | 30.45%-9.7pp | 134.60%-113.9pp | 31.71%-11.0pp |
| Employer contribution / active EE | $1,562 | $1,247+25.2% | $2,122-26.4% | $2,471-36.8% |
| Participant deferral / active EE | $2,268 | $2,512-9.7% | $3,373-32.8% | $3,741-39.4% |
| Admin fee / account holder | $1,722 | $4,536-62.0% | $5,961-71.1% | $5,306-67.5% |