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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,765 | $50,947-88.7% | $74,551-92.3% | $64,173-91.0% |
| Participation rate | 97.0% | 61.1%+35.9pp | 69.1%+27.8pp | 69.6%+27.4pp |
| Annual return | 0.00% | -1.85%+1.9pp | 32.53%-32.5pp | 7.63%-7.6pp |
| Employer contribution / active EE | $1,761 | $1,115+57.9% | $1,961-10.2% | $2,381-26.0% |
| Participant deferral / active EE | $3,096 | $2,302+34.5% | $3,108-0.4% | $3,470-10.8% |
| Admin fee / account holder | $509 | $4,221-87.9% | $5,059-89.9% | $4,887-89.6% |