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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,924 | $71,057-76.2% | $93,654-81.9% | $80,874-79.1% |
| Participation rate | 94.7% | 60.4%+34.3pp | 68.7%+26.0pp | 67.6%+27.1pp |
| Annual return | 12.44% | 11.26%+1.2pp | 133.34%-120.9pp | 35.62%-23.2pp |
| Employer contribution / active EE | $1,291 | $1,564-17.4% | $2,421-46.7% | $2,756-53.1% |
| Participant deferral / active EE | $2,534 | $4,034-37.2% | $4,413-42.6% | $4,297-41.0% |
| Admin fee / account holder | $3,360 | $6,944-51.6% | $8,282-59.4% | $6,935-51.6% |