Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,726 | $74,535-72.2% | $100,712-79.4% | $82,637-74.9% |
| Participation rate | 66.7% | 61.2%+5.5pp | 69.3%-2.6pp | 68.1%-1.4pp |
| Annual return | 21.01% | 18.92%+2.1pp | 33.27%-12.3pp | 53.51%-32.5pp |
| Employer contribution / active EE | $1,391 | $1,503-7.4% | $2,313-39.8% | $2,552-45.5% |
| Participant deferral / active EE | $2,029 | $3,074-34.0% | $4,085-50.3% | $4,126-50.8% |
| Admin fee / account holder | $816 | $6,576-87.6% | $9,256-91.2% | $7,339-88.9% |