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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,854 | $26,114-69.9% | $58,544-86.6% | $74,440-89.4% |
| Participation rate | 12.1% | 32.1%-20.0pp | 50.9%-38.7pp | 70.7%-58.6pp |
| Annual return | 16.24% | 32.51%-16.3pp | 4249.56%-4233.3pp | 34.37%-18.1pp |
| Employer contribution / active EE | $182 | $536-66.1% | $1,053-82.8% | $2,638-93.1% |
| Participant deferral / active EE | $454 | $1,075-57.7% | $1,923-76.4% | $4,529-90.0% |
| Admin fee / account holder | $5,946 | $649+816.0% | $2,520+136.0% | $348+1609.5% |