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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,005 | $124,980+83.2% | $108,359+111.3% | $154,746+48.0% |
| Participation rate | 80.0% | 75.2%+4.8pp | 70.1%+9.9pp | 80.7%-0.7pp |
| Annual return | 18.97% | 45.00%-26.0pp | 36.89%-17.9pp | 172.34%-153.4pp |
| Employer contribution / active EE | $10,466 | $2,851+267.2% | $2,399+336.2% | $4,379+139.0% |
| Participant deferral / active EE | $2,115 | $4,743-55.4% | $4,137-48.9% | $6,730-68.6% |
| Admin fee / account holder | $4,253 | $11,502-63.0% | $9,741-56.3% | $14,365-70.4% |