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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,005 | $112,729+103.1% | $98,716+132.0% | $137,256+66.8% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.3%+10.7pp | 80.0%0pp |
| Annual return | 18.97% | 38.48%-19.5pp | 31.81%-12.8pp | 220.34%-201.4pp |
| Employer contribution / active EE | $10,466 | $2,725+284.1% | $2,279+359.3% | $4,156+151.8% |
| Participant deferral / active EE | $2,115 | $4,640-54.4% | $4,048-47.8% | $6,407-67.0% |
| Admin fee / account holder | $4,253 | $10,129-58.0% | $8,703-51.1% | $12,270-65.3% |