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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,107 | $148,623-70.3% | $135,974-67.6% | $139,466-68.4% |
| Participation rate | 85.7% | 83.9%+1.9pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 23.33% | 79.30%-56.0pp | 68.30%-45.0pp | 373.66%-350.3pp |
| Employer contribution / active EE | $3,819 | $5,246-27.2% | $4,859-21.4% | $4,754-19.7% |
| Participant deferral / active EE | $6,954 | $8,103-14.2% | $7,760-10.4% | $6,712+3.6% |
| Admin fee / account holder | $2,303 | $12,406-81.4% | $10,767-78.6% | $11,409-79.8% |